A transparent look at my investment portfolio.
Everything below is real — my stock market holdings, the internal fund system I use to manage emergencies and family support, insurance, property, crypto, and other assets. Shared for transparency, not as financial advice.
Last updated: July 2026 — figures on this page reflect a specific point in time and will change over time.
Ceylinco Holdings & Ceylon Hospitals
Starting capital was approximately LKR 17,000,000, with no fresh capital added since — the portfolio has grown purely through reinvesting profits. Total investment cost stands at LKR 33,744,000.
| Symbol | Shares | Average Cost (LKR) | Value (LKR) |
|---|---|---|---|
| CINS.N — Ceylinco Holdings PLC | 5,932 | ≈ 3,500–3,600 | 20,762,000.00 |
| CINS.X — Ceylinco Holdings PLC | 4,412 | ≈ 2,000.00 | 8,824,000.00 |
| CHL.N — Ceylon Hospitals PLC | 52,225 | ≈ 70–75 | 3,655,750.00 |
| CHL.X — Ceylon Hospitals PLC | 7,838 | ≈ 55.00 | 431,090.00 |
No fresh capital is planned for the stock market until existing debts and tax liabilities are cleared.
The plan is to keep growing the stock portfolio over the long run purely through reinvesting returns.
Money Market Investments, Internal Health Insurance Plans & Internal loans.
Financial market investments, internal loans and internal insurance basket — six funds (a–f) set aside for emergencies, family members' health needs, and my children's future.
For general emergencies
Also receives the LKR 50,000 monthly repayment from the Health Emergency Fund's internal loan (see below).
For personal health emergencies
This fund covered an emergency surgery through an internal loan from the Basic Emergency Fund, now charged at the standard 1.17% monthly policy rate (previously interest-free). The monthly LKR 50,000 contribution continues to go toward repaying that loan.
For my wife's parents & brother
Given as an outright donation, not a loan — no repayment is expected. The "hypothetical value" shows what the donated amount would be worth today had it instead stayed invested at the standard policy rate since the donation date — it's illustrative only, not a real balance. The actual current balance is zero. All figures here are excluded from the Overall Portfolio calculations, along with other assets of their own.
For my mother & brother
The donation itself is outright, with no repayment expected. The "hypothetical value" shows what the donated amount would be worth today had it instead stayed invested at the standard policy rate since the donation date — it's illustrative only. Separately, the current real balance (LKR 508,886) has been fully lent back to me, charged interest at the standard policy rate. The loan and gold balances shown here are excluded from the Overall Portfolio calculations, along with other assets of their own.
For my children's health & education needs
Self-compounding investment fund
This fund grows purely through reinvestment — no new money is added to it.
Irregular tax planning has meant paying a large tax amount at once, putting pressure on the internal loans. The plan over the next 3 years is to finish clearing tax obligations first, then begin repaying the internal loans and ease the debt/interest pressure.
The plan is to keep growing the financial market investment and internal insurance basket through reinvested returns, internal loan interest, and new contributions.
Maturity-focused insurance plans.
Three insurance plans focused on receiving a larger lump sum at maturity, rather than illness/hospital coverage.
| Policy | Premium | Paid / Total | Maturity (Year) | Maturity Benefit | Death Benefit (during premium period) |
|---|---|---|---|---|---|
| Ceylinco Life | 50,700 / mo | 25 / 60 | 2044 | LKR 15,000,000 | LKR 3,000,000 |
| Union Assurance (I) | 50,000 / mo | 55 / 60 | 2037 | LKR 6,000,000 | LKR 2,700,000 |
| Union Assurance (II) | 1,131,030 one-time + 150,050 × 4/yr | 2 / 5 | 2034 | LKR 2,000,000 | Greater of LKR 750,000 or account balance |
Two land parcels in Weeravila.
A 69.8-perch freehold parcel purchased in 2025, and a second 76-perch commercial-facing parcel added since — both in the Weeravila area, along the Colombo–Wellawaya main road. The home I currently live in sits on a separate, family-inherited plot, tracked separately under Section 07 below.
Freehold parcel, 50 m off the Colombo–Wellawaya main road.
Freehold parcel fronting the main road directly — commercial value.
Signs of life again.
The Parallax Protocol (LAX) project, which looked dead last update, now appears to be growing again.
Parallax Protocol
Entry cost, at time of purchase
Marked to market, down ≈ 71% from cost
Per LAX token
Gold & gemstones.
Gold and gemstone holdings.
40.28 g total — 3 rings (8.61g), a pendant (2.38g), a necklace (16.28g) & a bangle (13.01g), at current market value
1.15 ct, cut & polished, small inclusion
Heat-treated pair, 18K white gold setting, 1.864 g
Uncut
Two small stones with inclusions (1.35 ct & 1.15 ct)
Everything else I own, now counted in.
The home I live in, the land it sits on, and personal-use items like electronics and furniture. These are now included in the Overall Portfolio summary below, at estimated value.
Approximate construction cost
Family-inherited, no title deed/documents — LKR 1,500,000 used below
Wooden furniture & home electrical appliances
Samsung S24 Ultra & Apple 14 Pro Max
Two laptops
Ledger Stax & SafePal S1
Wristwatch
Three UPS units
How it all adds up.
Cost / estimated-value basis across every category — approximately LKR 73.4 million, now including Personal & Property Assets (Section 07) and the crypto holding at cost (≈ LKR 806,208), and excluding the money & gold balances held in family funds (c, d).